From the experience of building wooden houses, there are many doubts that arise and a lot of lack of definition when it comes to a market like the Spanish one, in which there are certain preconceived ideas and a lot of noise and little concreteness. Not all wooden houses are prefabricated nor are all prefabricated houses made of wood. Thus, there are those who get an idea of price based on parameters that refer to mobile or modular homes and, based on these criteria, evaluate real estate constructions that have little or nothing to do with the former. Below we offer a guide with a series of key differences that will help us know if what we are really looking for is a built home or a prefabricated house and, in both cases, know what to expect when evaluating the different budgets. What is and what is not a prefabricated house When comparing prices regarding a house, whether prefabricated or not, it is necessary to have the necessary knowledge to evaluate which product we are looking for and which one best suits our needs. Each person is different and each person can have a different life situation in which their priorities do not have to coincide with those of others.
In that sense, it is necessary to clarify what a prefabricated house implies versus a non-prefabricated one and assume that within both categories there are also many variants. Contrary to what is often thought, not all alternative construction systems other than the so-called "traditional" one refer to prefabricated houses. 1. Personal property or real estate This is what would be the main distinction between what is a prefabricated house and a Lithuania WhatsApp Number List built one . The former are considered movable property, which means that they can hypothetically be moved from one plot to another. This, as we will see below, entails a series of consequences in terms of financing and insurance. This type of house does not require a foundation and is generally solved with a concrete slab. Real estate, for its part, does require a foundation and, in addition, must comply with the Technical Building Code (CTE) so that the architect can carry out the project , which is mandatory in this case. 2. Financing Regarding the definition of movable or immovable property, the limitations regarding the possibility of accessing a mortgage on one's own home are already established.
Thus, betting on the construction of a home gives the possibility of opting for financing, for which it is necessary to have the architect's project on which a self-promotion mortgage loan will be applied, which does not differ in financing conditions, to broad strokes, of what a mortgage would be for the purchase of an already built property. In the case of prefabricated houses, as they are considered movable property, the financing that can be accessed is usually through personal loans whose conditions are far from being comparable to what a mortgage can be. There is that option. either mortgage a second property or, directly, pay the full amount for the cost of the house. 3. Insurable or not As with financing conditions, in the case of home insurance there is a very clear distinction between movable property and real estate. While in the former it is difficult to find policies that apply, in the latter, as long as they comply with the CTE, the same conditions will apply regardless of the construction system used (be it wood, concrete, brick, steel or any other). 4. Manufacturing or construction Perhaps the differentiating nuance that actually gives name to each type of house is whether they are manufactured in advance or if they are built on-site.